Automating Savings: Easier Than You Think

Have you ever felt that saving is like trying to keep up the line at Christmas? You know you should do it, but the temptation to spend is always there. Don't worry, you're not alone in this, and best of all, today, thanks to technology, saving is easier than ever. We present to you Goin, the app that makes saving so simple that you won't even notice you're doing it. Here's how the three savings methods you can automate with Goin work: Rounding, Periodic Savings and Retention.

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1. Rounding up: Save without realizing it

Imagine this: you're at the supermarket, you buy a bottle of water that costs €1.30, you pay with your card and, boom! , Goin rounds up your purchase to 2€ and those 0.70€ go straight to your savings fund. It's that simple. Every time you make a purchase, Goin rounds up to the nearest euro and the difference is automatically saved. It's like leaving a small trail of coins in a piggy bank without having to think about it. A coffee here, a treat there, and before you know it, you'll have accumulated a good amount effortlessly. Perfect for those who want to start saving but don't know where.

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2. Periodic Savings: Put your savings on autopilot

If you prefer to have a fixed plan, periodic savings are for you. With this method, you decide how much you want to save and how often. For example, you could schedule Goin to transfer 20€ to your account each week. Thus, every week you will be moving a little more towards your goals, without the need to constantly remind yourself of it. This method is ideal if you have a clear savings goal, such as a vacation or an emergency fund, and you want to make sure you're contributing regularly.

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3. Retention: Take advantage of your extra income (and your payroll too!)

Did you receive an unexpected income? Perfect! With the Goin retention method, you can reserve a portion of that additional income directly in your Goin account. Whether you sold something on Wallapop, did some extra work, or just an unexpected income came in, you can configure Goin to automatically hold a portion of that money and use it for your savings.

But not only that: you can also configure Goin to keep a part of your payroll every time you get paid. This way, you'll be saving consistently and effortlessly. It's a smart way to ensure that you're always saving a percentage of your regular income, allowing you to see your savings grow month by month without even realizing it.

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Why automate savings with Goin?

Not only does automating savings take away the burden of having to remember it, but it also helps you create a healthy financial habit without even realizing it. With Goin, you can combine these three methods to make your savings as easy as breathing. Every small contribution adds up, and before you know it, you'll be watching your savings grow without having done practically anything.

Saving no longer has to be a pending task. With Goin, it becomes automatic, simple and, best of all, without sacrificing your small daily whims.

Ready to start saving effortlessly? Download Goin, configure your preferred savings methods and let the magic happen while you continue to enjoy life.