Tricks for managing finances as a couple

Ah, love! You have found that special person to share your life with. And now we have to think about practical everyday details.

Because of course, there are many couples, but life is no longer just organized in Marital property or separation of assets. Not everyone is getting married, nor does they want to manage their domestic economy in a traditional way.

For this reason, at Goin we have thought of offering you some Tricks to improve financial management as a couple. They will help you whatever your case, which is the most important thing for us (apart from love, of course).

Tricks for managing finances as a couple

The first trick for managing finances as a couple is clear: You have to make a small family budget. As simple as it is, and even if you spend five minutes a month on it, it's crucial for the domestic economy that things are put in writing.

And what should you include in it? Basically, current expenses: rent or mortgage, electricity, water, Internet, etc. Don't forget to include other details, such as the dog's veterinarian or the subscription to the gym. Write it all down!

This budget should Add the income of both, and distribute the money into three parts: payments, savings and investment. Even if it's a little bit every month. Think that the results do not come from making a good decision today, but from repeating savings and investment many, many times. Slowly, but surely! So that you have a great future.

Set goals together

A great way to get results is Set some goals for you as a couple. This will motivate you to stick to your budget, and it will also give you the opportunity to set goals together.

We have a system for Set savings goals that works beautifully. The difference is that, if you have shared aspirations and illusions, it is much easier for your domestic economy to go in the right direction.

Don't forget the unforeseen

There's nothing as predictable as an unforeseen event. Our philosophy is that: life happens. Things break down. The car needs to be fixed. Move. Christmas gifts.

To prevent inconveniences of this kind from turning into dramas, Separate a small emergency fund. If it covers 6 to 12 months of expenses (all of it), great. If that's not possible, try to raise at least €1,000. You will be calmer, and you will avoid tension in the couple when you have to face something (predictable) unforeseen. As they are sure to arrive, there is no way to be prepared!

And, above all, make everything clear

Although the issue of marital property or separation of assets is unromantic, it is important that the couple Have legal certainty. To avoid problems, to register as a couple, to put things in your name when you play... all that is important. With these tricks for managing finances as a couple, you will succeed for sure. And if you want to pick yourself up and compete, remember that In Goin you can add and manage everything with comfort.